Fees in the Fine Print
Every electricity plan in Texas advertises a rate. Almost none of them advertise the rest of the price. Buried in each provider’s Terms of Service, a document most customers never open, is a list of fees that can show up on a bill: fees for paying late, fees for paying the wrong way, fees for getting disconnected, fees for getting reconnected, and in 2026, fees for things like having your meter tested or opting out of paperless billing.
We read the fine print so customers don’t have to. In July 2026 we collected the Terms of Service for every active plan on our site and extracted every fee we could find. We ran a similar study in 2023, which gives us a before and after picture of how Texas electricity fees have changed.
Every single provider has fees beyond the rate.
Not one of the contracts we read was fee free. The typical provider discloses 8 distinct fees, and the busiest disclose 15 or more. Every provider in the study charges a late payment penalty, almost always 5 percent of the past due balance.
The everyday fees almost everyone charges.
Some fees are so common that customers should simply expect them:
Getting the bad news costs money at 34 of 44 providers.
The single most striking pattern in the study: three quarters of Texas providers charge a fee for the disconnection notice itself, the letter warning a customer they may be cut off. It ranges from $9.99 at Spark Energy and Texans Choice to $30 at CleanSky, Cirro, and Discount Power, with $25 the most common price. The customer pays it before any disconnection happens, on top of the disconnect and reconnect fees if it comes to that.
The price of a warning letter
What providers charge just to send the disconnection warning. The fee reaches 34 of 44 providers. It runs from $9.99 to $30, and $25 is the most common price.
Fees did not go away since 2023. They moved.
Nine fee categories from our 2023 study have essentially vanished from contracts, and almost all of them were payment channel fees: charges for paying by electronic check, paying through a live agent, or one time convenience fees. As paying a bill online became free and normal, those fees dried up. In their place, about twenty fee types appeared that we did not see in 2023, clustered somewhere new: the meter and the hardware. Meter read fees, meter test fees, meter tampering charges, device cost recovery fees, home service plan call charges, and pay station charges. The fee frontier moved from how you pay to the equipment on your wall.
Where the fees went
No provider charges fewer fee types than in 2023.
Of the 23 providers we could score in both studies, 12 disclose more fee types today and 11 are about the same. Zero went down.
Fee counts, 2023 to 2026
Everything moved right or stayed put. The muted dot is 2023 and the terracotta dot is 2026.
About one in three fees never states a real amount.
146 of the 464 verified fees, 31 percent, use language like “up to,” “a reasonable fee,” or leave the amount entirely to the provider’s discretion. For a customer, these may be the most important fees in the study: they are impossible to price before they hit a bill. A sampling of the actual contract language:
You cannot shop around a fee that will not tell you its amount.
The fee hall of fame.
Competing brands, identical fine print.
Several sets of sister brands share fee schedules nearly line for line. TXU, Ambit, TriEagle, Express, and Veteran carry matching fee lists with matching prices, down to the same “up to $4.95” serial payment fee. Amigo, Just Energy, and Tara share one fee schedule. So do Infuse and Revolution, and Frontier and Companion. A customer comparing two of these brands is often comparing one company’s fine print to itself.
One provider runs fifteen different contracts at once.
Constellation was the only provider with genuinely different Terms of Service live for different plans at the same time, fifteen distinct versions. Across all of them it discloses 22 distinct fees, though a customer on any one contract typically faces about 7. Which contract applies depends on which plan they bought. Every other provider’s plans share a single current document.
Half the market turned over in three years.
Of the 43 providers we named in 2023, only 24 still sell plans on PowerToChoose today. Nineteen are gone from the current book, and roughly twenty new names arrived. A fee study is also a reminder of how fast retail electricity providers appear and disappear.
The market three years later
Of the names on the 2023 list, some stayed and some left. A fresh set of providers arrived to take their place.
Who discloses the most, and the least.
Counting distinct fees in each provider’s current contract:
A low count is worth stating carefully: it means fewer distinct fee types in the contract, not that the plan is cheap.
The true cost of every Texas plan
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Distinct verified fees per provider family
All 43 provider families, most to fewest. Constellation counts 22 fees across 15 contract versions, while a typical version has about 7.
We pulled the Terms of Service for the 44 providers listed on PowerToChoose.org. We used AI to read every document and pull out every fee. We recommend you read the Provider's Terms of Service document yourself before enrolling in an electricity plan.
The result is 464 verified fee records. We deliberately left out three things: early termination fees, because those are already disclosed on the Electricity Facts Label and shown on our site; charges passed through from the utility that delivers the power, because those are not the provider's fees; and deposits, which are a credit policy rather than a fee.