TexasElectricity.org

Fees in the Fine Print

Every electricity plan in Texas advertises a rate. Almost none of them advertise the rest of the price. Buried in each provider’s Terms of Service, a document most customers never open, is a list of fees that can show up on a bill: fees for paying late, fees for paying the wrong way, fees for getting disconnected, fees for getting reconnected, and in 2026, fees for things like having your meter tested or opting out of paperless billing.

We read the fine print so customers don’t have to. In July 2026 we collected the Terms of Service for every active plan on our site and extracted every fee we could find. We ran a similar study in 2023, which gives us a before and after picture of how Texas electricity fees have changed.

44
providers read
464
verified fees
8
fee types in the typical contract
1 in 3
fees with no firm dollar amount
What we found

Every single provider has fees beyond the rate.

Not one of the contracts we read was fee free. The typical provider discloses 8 distinct fees, and the busiest disclose 15 or more. Every provider in the study charges a late payment penalty, almost always 5 percent of the past due balance.

The everyday fees almost everyone charges.

Some fees are so common that customers should simply expect them:

Late payment penalty
Charged byAll 44
What we foundTypically 5% of the past due balance
Returned or dishonored payment
Charged by43 of 44
What we found$25 to $35
Disconnection related (notice, disconnect, or recovery)
Charged by41 of 44
What we found$10 to $30
Reconnection after disconnect
Charged by27 of 44
What we found$10 to $40
Paying by phone with an agent
Charged by22 of 44
What we found$3.95 to $5
Paper bills or mailed documents
Charged by16 of 44
What we found$2 to $19.95
Credit card convenience
Charged by14 of 44
What we found$2.50 to $3.95
Collection or field collection visit
Charged byroughly half
What we foundAround $25

Getting the bad news costs money at 34 of 44 providers.

The single most striking pattern in the study: three quarters of Texas providers charge a fee for the disconnection notice itself, the letter warning a customer they may be cut off. It ranges from $9.99 at Spark Energy and Texans Choice to $30 at CleanSky, Cirro, and Discount Power, with $25 the most common price. The customer pays it before any disconnection happens, on top of the disconnect and reconnect fees if it comes to that.

The price of a warning letter

What providers charge just to send the disconnection warning. The fee reaches 34 of 44 providers. It runs from $9.99 to $30, and $25 is the most common price.

Spark Energy
$9.99
Texans Choice
$9.99
Most common
$25
CleanSky
$30
Cirro
$30
Discount Power
$30
$0$30

Fees did not go away since 2023. They moved.

Nine fee categories from our 2023 study have essentially vanished from contracts, and almost all of them were payment channel fees: charges for paying by electronic check, paying through a live agent, or one time convenience fees. As paying a bill online became free and normal, those fees dried up. In their place, about twenty fee types appeared that we did not see in 2023, clustered somewhere new: the meter and the hardware. Meter read fees, meter test fees, meter tampering charges, device cost recovery fees, home service plan call charges, and pay station charges. The fee frontier moved from how you pay to the equipment on your wall.

Where the fees went

Fading out since 2023
Electronic check fees
Live agent payment fees
One time convenience fees
eBill assistance
Customer care call fees
Collection call fees
New since 2023
Meter read and test fees
Meter tampering charges
Device cost recovery
Home service plan calls
Pay station charges
Autopay failure fees
Paperless opt out fees

No provider charges fewer fee types than in 2023.

Of the 23 providers we could score in both studies, 12 disclose more fee types today and 11 are about the same. Zero went down.

Fee counts, 2023 to 2026

Everything moved right or stayed put. The muted dot is 2023 and the terracotta dot is 2026.

20232026
CleanSky Energy
Champion Energy
Spark Energy
BKV Energy
Gexa Energy
Tara Energy
Amigo Energy
Just Energy
Rhythm
Energy Texas
Reliant
Constellation
Southern Federal
Frontier Utilities
True Power
Ranchero Power
Varsity Energy
Discount Power
GoodCharlie
Cirro Energy
Direct Energy
Veteran Energy
TXU Energy

About one in three fees never states a real amount.

146 of the 464 verified fees, 31 percent, use language like “up to,” “a reasonable fee,” or leave the amount entirely to the provider’s discretion. For a customer, these may be the most important fees in the study: they are impossible to price before they hit a bill. A sampling of the actual contract language:

GoodCharlie
Returned payment fee
"You will be charged a fee for payments returned or dishonored." No amount given.
Direct Energy
Pay station charge
"A charge may apply for payments made at an authorized pay station."
Champion Energy
Third party payment processing
"You may be charged a fee by a third party provider to make payments using their systems."
Frontier Utilities
Device cost recovery
"You may be assessed a Device Cost Recovery Fee for your Non-Commodity Product, which may be in addition..."
AE Texas and Atlantex
Merchant services pass through
"Company may pass through to Customer any merchant service fees, interchange fees, processing fees..."
SFE Energy
Payment center fee
"Payment centers may charge a payment processing fee."
1 in 3
fees has no firm price.

You cannot shop around a fee that will not tell you its amount.

The fee hall of fame.

Meter Tampering Charge
Up to $1,000
Heritage Power
The largest fee in the study
Renewable Energy Selection Fee
Up to $19.95 per month
Veteran Energy
A recurring charge for choosing renewable power (Express Energy has the same fee, up to $19.95)
Inactivity Fee
Up to $9.95
Veteran and Express
A fee for not using enough electricity
Account Maintenance Fee
$20
Frontier Utilities
Charged for opting out of paperless billing
Serial Payment Fee
Up to $4.95
TXU, Ambit, TriEagle, Express, Veteran
A fee for paying your bill in more than one installment
Autopay Failure Fee
$5
CleanSky
Charged when your automatic payment does not go through
AutoPay Returned Transaction Fee
$25
Ambit
The same idea, five times the price
Credit Card Chargeback
$75
Infuse and Revolution
For disputing a charge with your card issuer
Attorney and collection fees
Varies
Express, Direct, Reliant, Cirro, Constellation, Spark, AP Gas & Electric
The provider's legal costs, billed to the customer

Competing brands, identical fine print.

Several sets of sister brands share fee schedules nearly line for line. TXU, Ambit, TriEagle, Express, and Veteran carry matching fee lists with matching prices, down to the same “up to $4.95” serial payment fee. Amigo, Just Energy, and Tara share one fee schedule. So do Infuse and Revolution, and Frontier and Companion. A customer comparing two of these brands is often comparing one company’s fine print to itself.

One provider runs fifteen different contracts at once.

Constellation was the only provider with genuinely different Terms of Service live for different plans at the same time, fifteen distinct versions. Across all of them it discloses 22 distinct fees, though a customer on any one contract typically faces about 7. Which contract applies depends on which plan they bought. Every other provider’s plans share a single current document.

Half the market turned over in three years.

Of the 43 providers we named in 2023, only 24 still sell plans on PowerToChoose today. Nineteen are gone from the current book, and roughly twenty new names arrived. A fee study is also a reminder of how fast retail electricity providers appear and disappear.

The market three years later

Of the names on the 2023 list, some stayed and some left. A fresh set of providers arrived to take their place.

43
named in 2023
Still here24
Gone from the book19
New names joining~20
44
on the 2026 list

Who discloses the most, and the least.

Counting distinct fees in each provider’s current contract:

Most fees
Constellation (all versions)22
Express Energy17
Veteran Energy15
Revolution Energy14
Infuse Energy14
Spark Energy12
Chariot Energy12
Fewest fees
Base Power5
Budget Power5
Cirro Energy5
Discount Power5
Think Energy5
Varsity Energy5

A low count is worth stating carefully: it means fewer distinct fee types in the contract, not that the plan is cheap.

The true cost of every Texas plan

Ready to see your real numbers?

Distinct verified fees per provider family

All 43 provider families, most to fewest. Constellation counts 22 fees across 15 contract versions, while a typical version has about 7.

Constellation22
Express17
Veteran15
Revolution14
Infuse14
Spark12
Chariot12
Heritage11
CleanSky11
Texans Choice10
SFE Energy10
Ranchero10
Octopus Energy10
Frontier10
Tara9
Southern Federal9
Just Energy9
Gexa9
BKV9
Amigo9
Ambit9
TriEagle8
Energy Texas8
Companion8
AE Texas8
TXU7
GoodCharlie7
Champion7
Atlantex7
AP Gas & Electric7
True Power6
SmartEnergy6
Rhythm6
Reliant6
Green Mountain6
Direct Energy6
Abundance6
Varsity5
Think5
Discount Power5
Cirro5
Budget Power5
Base Power5
A note on methodology

We pulled the Terms of Service for the 44 providers listed on PowerToChoose.org. We used AI to read every document and pull out every fee. We recommend you read the Provider's Terms of Service document yourself before enrolling in an electricity plan.

The result is 464 verified fee records. We deliberately left out three things: early termination fees, because those are already disclosed on the Electricity Facts Label and shown on our site; charges passed through from the utility that delivers the power, because those are not the provider's fees; and deposits, which are a credit policy rather than a fee.