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Smart 1000 Select 12 by TXU Energy

Smart 1000 Select 12 is a 12-month fixed-rate plan from TXU Energy. Its low advertised rate often puts it near the top of PowerToChoose when plans are sorted by price. But that rate depends on earning a bill credit. Meet the monthly usage requirement, and the plan can be inexpensive. Miss it, and your cost can be much higher than the advertised rate. Here is how the plan works, with the numbers for both outcomes.

Advertised · 500 kWh
22.5¢
True · 500 kWh
22.5¢
Advertised · 1,000 kWh
10.5¢
True · 1,000 kWh
16.3¢
Advertised · 2,000 kWh
15.1¢
True · 2,000 kWh
15.1¢

Active plan. Pricing checked October 4, 2026.

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The listing

What the advertised rates tell you

PowerToChoose lists Smart 1000 Select 12 at 22.5 cents per kWh for 500 kWh, 10.5 cents for 1,000 kWh, and 15.1 cents for 2,000 kWh. Every plan is compared at these three usage levels. Each figure is an average price at that exact usage, not a promise of what your bill will be.

22.5¢at 500 kWh
10.5¢at 1,000 kWh
The usage level this plan is designed to price lowest
15.1¢at 2,000 kWh
Rate structure

How the bill credits work

Energy rate13.7¢ per kWh
Base charge$9.95
Oncor deliveryPassed through
Bill credit$100
in any month you use 1,000 kWh or more
Summer bonus$25
more in July, August, and September, same 1,000 kWh rule

Use at least 1,000 kWh in a month and you receive a $100 bill credit. In July, August, and September, an extra $25 brings the total credit to $125, with the same 1,000 kWh requirement. These credits make the advertised price at 1,000 kWh look low. Use less than 1,000 kWh in a month and you receive neither credit, so your average cost per kWh rises sharply.

Worked example

A January bill, step by step

Our standard usage profile averages 1,000 kWh a month over the year, with January at 1,010 kWh. Here is the January bill for Smart 1000 Select 12 in the Oncor area:

Energy charge$138.37
1,010 kWh × 13.7 cents
Base charge$9.95
Oncor delivery$64.96
$4.06 plus 1,010 kWh × 6.03 cents
Bill credit (used 1,000 kWh or more)
-$100.00
January total$113.28

At 1,010 kWh, the January bill is $113.28, or 11.2 cents per kWh. That usage is just 10 kWh above the credit requirement. At 990 kWh, the $100 credit disappears: the bill rises to $209.33, or 21.1 cents per kWh, even though you used less electricity.

January at 1,010 kWh · credit applied
$113.28
11.2¢ per kWh
Same January at 990 kWh · $100 credit lost
$209.33
21.1¢ per kWh
The pricing curve

Why the price drops at 1,000 kWh

Effective ¢ per kWh · usage 100 to 3,000 kWh
35302520151051,0002,0003,000The $100 cliff999: 21.1¢ → 1,000: 11.1¢

This chart shows the price outside July, August, and September, when the extra summer credit does not apply. At 1,000 kWh, the $100 credit sharply reduces the average cost per kWh. Use just one kWh less and you lose that entire credit for the month. Household usage often changes by hundreds of kWh between seasons, which makes staying above the threshold every month difficult.

True cost

What a year costs in your delivery area

The table below uses a monthly average of 1,000 kWh, with usage rising and falling through the seasons. It shows the estimated annual cost and average price per kWh in each delivery area.

Delivery area
Oncor$1,961
16.3¢ true average · +56% versus advertised
CenterPoint$2,005
16.7¢ true average · +53% versus advertised
AEP Texas Central$1,966
16.4¢ true average · +56% versus advertised
AEP Texas North$2,084
17.4¢ true average · +51% versus advertised
TNMP$2,044
17¢ true average · +52% versus advertised

Your usage in each month determines whether you receive the credit. A month below 1,000 kWh means losing the $100 credit. In July, August, and September, it also means losing the extra $25.

Fees

TXU Energy contract fees

TXU Energy’s Terms of Service contract lists 7 separate fees.

Agent Assist FeeUp to $3.95
Late Payment Penalty5%
Insufficient Funds FeeUp to $30
Document Processing Fee$2
Disconnect Notice FeeUp to $20
Disconnect Recovery ChargeUp to $30
Serial Payment FeeUp to $4.95
Early cancellation fee$150.00

Compare TXU Energy’s fees with those of 43 other providers in our full hidden fee study.

Plan documents
Cancellation fee $150.00. Renewable content 3%.