4Change Maxx Saver Value 12
The credit is large; missing it for a month is expensive. Maxx Saver Value 12 gives a $125 credit when a billing cycle exceeds 999 kWh. The EFL uses that exact wording. All examples here use whole kWh: 999 does not qualify and 1,000 does. We do not model fractional readings for this offer.
- Modeled annual cost
- $1,678.34 12,000 kWh across a seasonal year
- EFL advertised rate
- 6.7¢ per kWh at exactly 1,000 kWh/month
- Contract term
- 12 months One-year commitment
All modeled figures use the researched energy rate and dated Oncor delivery charges. Taxes, assessments, optional services and conditional account fees are excluded. Delivery charges can change.
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What goes into the bill
Oncor delivery was checked on September 23, 2026 against the delivery schedule updated September 13, 2026. The same delivery amounts appear in the archived EFLs; 4Change’s EFL refers to this schedule. These assumptions stay fixed in this dated analysis.
See what changes at the credit threshold
Each bar is one separate monthly bill. Compare the readings just below and at each threshold: using slightly more electricity can qualify for a credit that changes the bill sharply.
Whole-kWh examples only. The EFL says “> 999 kWh.” These discrete points do not model fractional meter readings or a continuous credit boundary.
| Usage, kWh | Monthly cost, dollars | Credit, dollars |
|---|---|---|
| 500 | $98.00 | $0.00 |
| 999 | $191.76 | $0.00 |
| 1000 | $66.95 | $125.00 |
| 1500 | $160.89 | $125.00 |
| 1999 | $254.64 | $125.00 |
| 2000 | $254.83 | $125.00 |
| 2500 | $348.77 | $125.00 |
| 3000 | $442.72 | $125.00 |
1,000 kWh on average is not 1,000 every month
Our standard seasonal example uses 12,000 kWh over twelve months. Its modeled annual cost is $1,678.34, equivalent to 13.99¢/kWh. It earns a credit in 5 months, with $625.00 in total credits.
| Month | kWh | Credit | Cost |
|---|---|---|---|
| January | 1,010 | $125.00 | $68.82 |
| February | 890 | $0.00 | $171.28 |
| March | 790 | $0.00 | $152.49 |
| April | 720 | $0.00 | $139.34 |
| May | 890 | $0.00 | $171.28 |
| June | 1,180 | $125.00 | $100.76 |
| July | 1,390 | $125.00 | $140.22 |
| August | 1,430 | $125.00 | $147.74 |
| September | 1,220 | $125.00 | $108.28 |
| October | 930 | $0.00 | $178.79 |
| November | 730 | $0.00 | $141.22 |
| December | 820 | $0.00 | $158.13 |
| Year | 12,000 | $625.00 | $1,678.34 |
The annual total sums unrounded monthly calculations; displayed monthly amounts are rounded to cents. Your usage, billing cycles, fees and future delivery charges can change the result.
Who should take a closer look
This offer deserves a full year of actual usage before enrollment. An annual average can conceal several months without the credit, and a slightly lower energy charge does not remove that risk.
Cancellation is $20 for each month left on the contract, so leaving early can cost more than a flat $150 fee. The plan is paperless; the EFL warns of fees if you do not maintain a valid email address. Its 3% renewable content can be upgraded to 100% during enrollment; any optional upgrade cost is outside this analysis.
Read the contract’s cancellation conditions and exceptions. A fixed energy rate does not freeze delivery charges or other changes permitted by the contract.
Charges beyond electricity use
4Change was not covered by our July 2026 fee study. This separate list comes from its TOSA20251030 terms, reviewed September 23, 2026. Charges are conditional; the contract explains when they apply.
- Late payment5% of past-due balance
- Returned paymentUp to $29.95
- Agent-assisted paymentUp to $3.95
- Additional document requestUp to $3.95
- Disconnect noticeUp to $19.95
- Disconnect recoveryUp to $29.95
- Reconnect recoveryUp to $29.95
- Priority connectionUp to $9.95
- Optional renewable upgradeUp to $19.95/month
- Move-out date changeUp to $9.95
- Zero-usage billing cycleUp to $9.95
- Collections recoveryUp to $24.95
- Required e-Docs discontinuedUp to $19.95, one time
- Required AutoPay not usedUp to $5.95/payment
- Sixth and subsequent monthly paymentsUp to $4.95 each
These charges are not added to the modeled electricity costs. Deposits, taxes, TDU service fees and other contract conditions may also apply. Read the terms of service and the July 2026 hidden fee study.
The offer this analysis covers
4Change Maxx Saver Value 12, 12 months, Oncor, found through ElectricityPlans.com. EFL issued September 23, 2026; manually researched September 23, 2026. This snapshot is separate from automatically refreshed plan listings.
A source URL may change or stop working; the saved PDF preserves the offer analyzed here. A matching name elsewhere does not guarantee the same price, channel or territory.