Energy Texas Come & Take It 12
There is no usage cliff, but the $5 discount has conditions. Come & Take It 12 combines a flat energy charge with a $5 monthly Auto Pay and Paperless Communication credit. The discount does not require reaching a kWh threshold. The calculations below assume you qualify every month, so the modeled annual discount is $60.
- Modeled annual cost
- $1,668.28 12,000 kWh across a seasonal year
- EFL advertised rate
- 13.9¢ per kWh at exactly 1,000 kWh/month
- Contract term
- 12 months One-year commitment
All modeled figures use the researched energy rate and dated Oncor delivery charges. Taxes, assessments, optional services and conditional account fees are excluded. Delivery charges can change.
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What goes into the bill
All modeled bills assume you earn this account credit in every billing cycle. Without it, each modeled monthly bill increases by $5.00 and the twelve-month total increases by $60.00.
Oncor delivery was checked on October 23, 2026 against the delivery schedule updated October 4, 2026. The modeled delivery amounts are separate from the fixed supplier energy charge. These assumptions stay fixed in this dated analysis.
How the bill changes with usage
Each bar is one separate monthly bill. With no usage credits, costs increase steadily. The fixed delivery charge is spread over more kWh as usage rises.
| Usage, kWh | Monthly cost, dollars | Credit, dollars |
|---|---|---|
| 499 | $68.90 | $5.00 |
| 500 | $69.04 | $5.00 |
| 501 | $69.18 | $5.00 |
| 999 | $138.88 | $5.00 |
| 1000 | $139.02 | $5.00 |
| 1001 | $139.16 | $5.00 |
| 1500 | $209.00 | $5.00 |
| 1999 | $278.85 | $5.00 |
| 2000 | $278.99 | $5.00 |
| 2001 | $279.13 | $5.00 |
| 2500 | $348.97 | $5.00 |
| 3000 | $418.95 | $5.00 |
1,000 kWh on average is not 1,000 every month
Our standard seasonal example uses 12,000 kWh over twelve months. Its modeled annual cost is $1,668.28, equivalent to 13.90¢/kWh. With no usage-credit thresholds, the annual energy cost depends on the total kWh rather than which months use the most.
The table’s credit column also includes the conditional $5.00 account credit in all twelve months, totaling $60.00 for the year.
| Month | kWh | Credit | Cost |
|---|---|---|---|
| January | 1,010 | $5.00 | $140.42 |
| February | 890 | $5.00 | $123.63 |
| March | 790 | $5.00 | $109.63 |
| April | 720 | $5.00 | $99.83 |
| May | 890 | $5.00 | $123.63 |
| June | 1,180 | $5.00 | $164.22 |
| July | 1,390 | $5.00 | $193.61 |
| August | 1,430 | $5.00 | $199.21 |
| September | 1,220 | $5.00 | $169.81 |
| October | 930 | $5.00 | $129.23 |
| November | 730 | $5.00 | $101.23 |
| December | 820 | $5.00 | $113.83 |
| Year | 12,000 | $60.00 | $1,668.28 |
The annual total sums unrounded monthly calculations; displayed monthly amounts are rounded to cents. Your usage, billing cycles, fees and future delivery charges can change the result.
Who should take a closer look
This may be easier to evaluate for a household with low or variable use that is comfortable maintaining autopay and paperless communications. Compare its energy charge with other straightforward plans, including offers without a payment-method condition.
The $5 credit can be lost if autopay or paperless communication stops, the email address is invalid, or a failed autopay payment leaves an invoice overdue. Losing all twelve credits adds $60 to the modeled year. The EFL provides a thirty-day cancellation window for qualifying first-time customers; read its conditions. This is a distinct offer, not evidence that Lone Saver Plus was renamed.
Read the contract’s cancellation conditions and exceptions. A fixed energy rate does not freeze delivery charges or other changes permitted by the contract.
Charges beyond electricity use
The list below comes from our July 2026 provider fee study. It is historical provider-level research, not a promise that every fee applies to this specific offer today. Check the linked terms for current amounts and conditions.
- Late Payment Penalty5%
- Insufficient Funds Fee$30
- Disconnection for Non-Payment Transaction FeeUp to $25
- Disconnect Notice Fee$25
- Reconnect Fee$25
- Payment Transaction Fee$5
- Document Process FeeUp to $5
- Credit Card Processing FeeUp to $3.00
These charges are not added to the modeled electricity costs. Deposits, taxes, TDU service fees and other contract conditions may also apply. Read the terms of service and the July 2026 hidden fee study.
The offer this analysis covers
Energy Texas Come & Take It 12, 12 months, Oncor, found through ElectricityPlans.com. EFL issued October 23, 2026; manually researched October 23, 2026. This snapshot is separate from automatically refreshed plan listings.
A source URL may change or stop working; the saved PDF preserves the offer analyzed here. A matching name elsewhere does not guarantee the same price, channel or territory.